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CEO thoughts: Fighting the Poverty Premium

We have been selected as one of five start-ups to work with Wayra UK to eliminate the poverty premium within the next 10 years. The poverty premium is when people on lower incomes have to pay more due to a lack of credit and consumer choice. On average, it costs the poorest in society £490 a year. Providing more choice and better purchasing options means that families have more cash in their pockets, a vital first step to improving their lives and something that we believe is directly linked to digital inclusion.

 

If you look at a single parent on a low-income threshold, who must rely on a prepayment meter for gas and electricity, then the poverty premium raises considerably. For instance, some barriers such as paying £5 to receive a print copy of your electricity bill compared to an online version can be quite significant. Furthermore, this is not an issue that affects only a few. A study conducted by Bristol University showed that only 1% of low-income households were not incurring some form of poverty premium.

 

When we get people online, we offer them choice of what they consume and an alternative avenue to generate income. They can negotiate energy bills, readily access bank statements and they can even look around for the best interest rates on loans. When we work with people to get them online, we teach them how to dispute bills, how to use comparison websites and introduce them to apps that help them save and keep track of their income.

 

Indeed, going digital is ranked as the number one priority for CIOs of banks, over the past two years, have seen 1,000 high street banks close. We have a responsibility to make sure that the 14 million people who are currently living in poverty in the UK are not left behind in a world that increasingly favours the digitally literate.

News Archives

  • Digital literacy improving lives in Cambridge

    (07.12.17)

    Cambridge City Council has partnered with We Are Digital to launch a digital training course aimed at those living in social housing in one of the highest rated wards for poverty and vulnerability. Without a community centre in the area, … Read more »


    read more
  • New fund aims to raise £20m, disrupt markets and end the poverty premium in 10 years

    (20.11.17)

    We Are Digital has been selected to be part of a new £20 million investment fund that aims to provide alternative services to millions of people on low incomes. As part of the programme, We Are Digital will work with … Read more »


    read more
  • CEO thoughts: Fighting the Poverty Premium

    (20.11.17)

    We have been selected as one of five start-ups to work with Wayra UK to eliminate the poverty premium within the next 10 years. The poverty premium is when people on lower incomes have to pay more due to a … Read more »


    read more
  • Sky’s the limit for Orbit customers

    (09.11.17)

    Social housing customers across the Midlands, East of England and South East are to benefit from a brand-new employability course run by leading training provider, We Are Digital. Orbit is investing in this project to improve digital literacy rates among … Read more »


    read more
  • Universal credit and the risk of digital failure

    (09.11.17)

    With universal credit (UC) being rolled out across the country, a strong digital inclusion strategy can be the difference between successful adoption and a potentially devastating impact on housing associations’ income.   With an online UC application portal now the … Read more »


    read more
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Latest News
  • Digital literacy improving lives in Cambridge

    07.12.17

    Cambridge City Council has partnered with We Are Digital to launch a digital training course aimed at those living in social housing in one of the highest rated wards for poverty and vulnerability. Without a community centre in the area, … Read more »

  • New fund aims to raise £20m, disrupt markets and end the poverty premium in 10 years

    20.11.17

    We Are Digital has been selected to be part of a new £20 million investment fund that aims to provide alternative services to millions of people on low incomes. As part of the programme, We Are Digital will work with … Read more »

  • CEO thoughts: Fighting the Poverty Premium

    20.11.17

    We have been selected as one of five start-ups to work with Wayra UK to eliminate the poverty premium within the next 10 years. The poverty premium is when people on lower incomes have to pay more due to a … Read more »

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Phone: 03333 444019

Email: info@we-are-digital.co.uk






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Silver Training has undergone a complete rebrand and will now be known as We Are Digital. Our services remain the same. We hope you enjoy navigating our new website!