Digital challenge of Universal Credit

Almost 10% of the UK population has never been online. As the rollout of the Universal Credit (UC) portal moves ever closer, the scale of the UK’s online literacy problem has become abundantly clear. A significant percentage of those who will be using the UC portal do not have the digital skills to access the system that delivers vital funds that support both them and their families.

A combined benefits system is an excellent proposal in principle, but the deficit in digital literacy amongst the hard-to-reach raises the stakes for claimants and housing associations. Housing assocations collect 65% of their income from benefits and with margins already tight, delays in payments to residents could have disastrous consequences on a HAs ability to provide affordable housing.

In this article in Local Government News, Matthew Adam, CEO of We Are Digital, reveals how a lack of digital literacy is the biggest barrier to the success of UC.

News Archives

As seen on Global Banking and Finance Review”.

(09.02.21)

By Matt Adam, chief executive of We Are Digital, outlines four key actions we can take this year to end the impact of financial exclusion. Financial exclusion – the inability to access finance, banking and income – typically affects … Read more »

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The Shift to Remote Training: Challenges, Opportunities and the Future

(09.12.20)

Arjun Patel, Operational Delivery Manager When the Covid-19 lockdown came into force in March, as an organisation, We Are Digital didn’t want to sit back and do nothing. We primarily offered face-to-face training prior to this, but we quickly decided … Read more »

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We Are Digital partnership with PA Housing

(08.12.20)

Community investment and digital skills training provider We Are Digital has secured a contract with PA Housing to provide in-home digital and financial inclusion training to a targeted group of residents. The training will prove key to relieving isolation and … Read more »

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Cash in the time of Covid-19: A tale of financial exclusion

(24.11.20)

Financial exclusion rates are on the rise thanks to Covid-19. But what are the solutions to this significant finance problem in a post-pandemic world, asks Matthew Adam, chief executive, We Are Digital? Cash is fighting to survive Covid-19. Globally, from … Read more »

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Money troubles: Financial exclusion and COVID-19

(18.11.20)

Global financial exclusion rates are on the rise thanks to the COVID-19 crisis. Matt Adam, Chief Executive, We Are Digital, outlines five ways we can solve the world’s money troubles as we head back into lockdown Reading the news, with … Read more »

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